For operating funds, funds for equipment, the drink-driving measures courtesy car purchase
Funds for equipment are furnished with at low interest by governmental government finance company!

● To union member, promotion business loan that is low interest is received by governmental bank (Japanese system financing government finance company).
Promotion business loan for union members is so more advantageous than general loan!
Financing system Promotion business loan General loan
(reference)
Application Funds for equipment Operating funds Only as for the funds for equipment
Accommodations Less than 150 million yen Less than 57 million yen Less than 72 million yen
Return period
(beat period of deferment)
Less than 18 years
(less than two years)
Less than five years
(less than six months)
Less than 13 years
(less than one year)
The rate of interest (note) Special rate of interest C
1.25% ...
Special rate of interest D
1.00% ...
Base rate
2.15% ...
2.15% ...
(note) The rate of interest is the present on January 20, 2012.
The rate of interest is replaced by return period or application.
Life hygiene improvement loan <small companies facilities improvement fund special loan> that is available in not giving security, no guarantors
Life hygiene improvement loan
Application Funds for equipment Operating funds
Available one Be person running general eating and drinking business (life hygiene),
Person who receives management instruction from eating and drinking associations.
Accommodations Less than 15 million yen
Return period Less than seven years Less than ten years
Period of deferment Less than one year Less than two years
The rate of interest (note) Special rate of interest F 1.85%
Others Recommendation in our association is necessary
(note) The rate of interest is the present on September 25, 2010.
Financing to dispense with third party guarantor
System for those whom we wish to finance by guarantees such as manager or family
Application Funds for equipment Operating funds
Available one  ・Performing tax practice report more than two quarters
 ・Paying income tax fully
Accommodations Less than 48 million yen
Return period Less than ten years Less than five years
Period of deferment Less than two years Less than six months
The rate of interest  The rate of interest that was determined by each financing system
+0.65% are added.
Joint surety  Individual → Family
 Corporation → Representative, the family, one in the company
(note) The rate of interest is the present on January 20, 2012.
The rate of interest is replaced by return period or application.
Financing system Q&A
 Is there characteristic what kind of than general loan in Q1 promotion business loan?
      ・ Return period is long term.
      ・ There are many facilities which special rate of interest C which is approximately 1% lower than base rate is applied to.
      ・ Amount of money frame which we can finance is big.
      ・ It is for operating funds, too, and range of application is wide.
      ・ Return plan is stable at fixed interest.
       Of union member who devised business plan, and received inspection of association
        For funds for equipment and operating funds (including operating funds of union member enrolling in S mark)
        From 1.0% of special rate of interest (D) that is lower than the rate of interest that is usually applied
        Furthermore, it is available at reduced special 0.5% per annum for 0.5% of two years.
 What kind of procedure is necessary to propose Q2 promotion business loan?
      ・ We do grant request of "fund certificate which promotion business requires" in sushi dealer association joining,
        After having received grant of certificate from director, we include monkey in government finance company.
 What kind of financing system is life hygiene improvement loan of Q3 not giving security, no guarantee?
      ・ Based on instruction of sushi dealer association, the exterior work and facilities, equipment are necessary among stores to purchase
        We furnish with fund in not giving security, no guarantors. (but the number of employees is limited to five or less)
 What kind of application is life hygiene improvement loan of Q4 not giving security, no guarantee available in?
      ・ About facilities necessary for business, we are targeted for all.
      ・ The rate of interest becomes application of special rate of interest F which is approximately 0.3% lower than base rate.
 What kind of procedure is necessary to propose life hygiene improvement loan of Q5 not giving security, no guarantee?
      ・ Recommendation of sushi dealer association's director is necessary to use.
      ・ Please submit borrowing application to our association unlike promotion business loan.
        As a general rule, it is condition to receive management instruction from six months before,
        Investigation is carried out by management special counselor, and we are recommended to government finance company after having passed through predetermined procedure.
 If recommendation of Q6 association's director is provided, is financing received by all means?
      ・ After the recommendation, we examine in government finance company. As a result, you want and may not attach.
      ・ It is similar about promotion business loan that had you attach "fund certificate which promotion business requires".
 When we use financing to dispense with guarantor by Q7 third party, are there requirements?
      ・ It is one corresponding to all next.
          We perform tax practice report more than two quarters.
          We pay income tax fully.
 When we use financing to dispense with guarantor by Q8 third party, how does interest rate turn out?
      ・ It usually becomes the rate of interest added to the applied rate of interest by 0.65%.
 When we use financing to dispense with guarantor by Q9 third party, what kind of procedure is necessary?
      ・ Special attached documents are the same as normal application procedure without need.
To homepage of Japanese system financing government finance company



Privilege TOP Is common nationwide; ticket The Internet Fraternal insurance Cable broadcasting Karaoke fee for use discount
Union member card Low interest financing   Discount special treatment of famous facility

Gifu sushi dealer association TEL(0584) 81-1381 FAX(0584) 81-1381
MAP in 503-0886 2-17, Kuruwamachihigashi, Ogaki-shi, Gifu sushi good luck